Our Team

Six perspectives. One shared purpose.

Our team includes two analysts, a retirement planning assistant, an estate planning and compliance attorney, a psychologist focused on retirement transitions, and a pastor serving as our faith community advisor.

Fred Egler

Fred Egler

Digital Assets Analyst · Financial Educator

Fred translates blockchain innovation, decentralized finance, and emerging digital markets into practical education.

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Fred focuses on quantitative, practical research for blockchain education and follows innovation, market trends, and the future of decentralized technology. With experience leading enterprise AI and blockchain development, he teaches the Web3 ecosystem through the lens of early blockchain projects, decentralized finance, and the emerging digital economy—helping learners understand both the potential and the risks shaping the future of blockchain finance.

Kelly Davis

Kelly Davis

Retirement Planning Assistant

Kelly connects retirement education with personal goals, family priorities, and the freedom to choose how to live.

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Kelly expands access to retirement and financial education through learning programs, community outreach, and member initiatives. Her work looks beyond rates of return and account balances to the freedom to choose how to live after years of work, prepare for uncertainty, and protect the people who matter. She believes success is not a single number, but helping every “Retirement Income Warrior” pursue a retirement aligned with personal goals.

Patrick Green

Patrick Green

Estate Planning & Compliance Attorney

Patrick helps retirees and families understand the legal questions behind legacy planning and asset protection.

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Patrick is an estate-planning attorney with nearly 15 years of legal experience. He focuses on helping retirees and families understand wealth transfer, wills and trusts, asset protection, and family legal matters that may reduce future risk and conflict. By connecting legal education with thoughtful planning, he helps members prepare a more secure foundation for the next generation.

Brian Baker

Brian Baker

Psychologist · Retirement Transition Consultant

Dr. Baker supports the emotional, financial, and lifestyle adjustments that accompany the move into retirement.

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Dr. Brian Baker specializes in the psychological and financial dimensions of retirement and aging. Drawing on extensive practical experience, he helps individuals and families navigate the transition from working life to retirement and respond constructively to the financial, emotional, and lifestyle changes that can accompany it.

Michael Anderson

Michael Anderson

Pastor · Faith Community Advisor

Michael brings a faith-centered perspective to family care, purpose, resilience, and community connection.

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Michael is a faith leader devoted to family care, life accompaniment, and community building. His years in ministry taught him that a pastor’s calling extends beyond delivering a message in church: it means walking alongside people through life, sharing blessings in moments of joy, offering strength during hardship, and helping them rediscover direction when the path feels uncertain. He believes a person’s value is defined not by how much they possess, but by how much they give and how many lives they touch.

Retirement Income Warrior provides education, not individualized investment, tax, legal, or financial advice. Professional credentials and applicable registrations should be independently verified before engaging any professional service.